Generally, the younger and healthier you are, the lower the premium (cost). However, the cost varies depending on your age, medical condition, your immediate family medical history, the amount of coverage, the number of illnesses covered by the policy, and the insurance company.
It pays to shop around to get the best rate. When shopping for a critical illness plan, you should consider your income, financial obligations, dependents, and health care needs. Your professional insurance advisor can assist in finding you the best plan for your needs.