What kinds of car insurance coverages are required in my state?

The required coverage varies by state. Most states require at least a minimum amount of liability insurance, while some states, such as Massachusetts, also require a minimum amount of personal injury protection coverage (also referred to as “PIP insurance”).

Each state sets its own level for minimum coverage for various portions of insurance.

In California, for example, these are the minimum coverage amounts for liability insurance.

$15,000 for accident-related injury or death to one person.
$30,000 for accident-related injury or death to multiple people.
$5,000 for accident-related property damage.