We can help you navigate and choose the best dental insurance plan that fits your needs.
Most dental plans have benefits that allow members to visit the dentist every 6 months. Though some major treatments require multiple visits after the regular exam which is allowed by most plans.
Dental insurance is different than health insurance. Dental insurance plans typically have annual benefit maximums ranging from $1000-$3000 per member per year. Health insurance plans usually have unlimited maximums though with a much higher monthly cost. In a way, dental plans are designed to help offset the cost of care, while medical plans generally cover [...]
Some dental plans will have coverage for dental implants, but many individual plans do not offer benefits for implants. So it’s important to check plan details to make sure coverage is offered if you need implants. Renaissance Dental plans do offer coverage for dental implants.
It is common for some individual dental plans to have waiting periods for major services. However, there are certain plans and carriers that offer plan options with no waiting periods. Some plans with Delta Dental and Renaissance Dental offer no waiting periods for major services like crowns and root canals.
Some DHMO plans or discount dental plans require members to use an In-Network dentist in order to receive plan benefits. But PPO dental plans and Indemnity plans allow members to also see Out of Network dentists.
PPO dental plans are probably the most common type of dental plan because they give flexibility to members to see any dentist, while also offering the advantage of seeing In-Network dentists for greater benefits. PPO dental plans are also usually considered full coverage dental plans because they typically have benefits for routine services and exams, as [...]
There are many types of dental plans but a few common categories. Dental insurance plans typically consist of PPO dental plans, DHMO plans, and Indemnity dental plans. PPO plans have provider networks but generally allow members to see any dentist. DHMO plans are usually In-Network only, while Indemnity plans do not have a network and [...]
Yes. Most dentists will allow members to pay for services on a cash basis. While basic exams can be manageable to pay out of pocket, many major treatments like root canals, crowns, or bridges can run into thousands of dollars and can be difficult to pay for without other assistance.
This is a great question. Dental insurance can benefit most people who plan to take care of their teeth by regularly seeing a dentist. Dental plans allow you to see a dentist routinely for check-ups and also help pay for major treatments like root canals or crowns which can be expensive. Dental plans also have [...]