You should think about whether you have the right car insurance coverages for you whenever you have a major life change, such as when you buy a home, get married, or have a child. A life change can have a major effect on which coverages provide the right protection for you. Also, it can make [...]
It depends on which country you’re visiting. Your car insurance usually covers you to drive in Canada; however, if you’re driving in Mexico or other countries, you may need to purchase international auto insurance. Talk your current company before planning your trip if you wish to drive while away.
It might. Minimum requirements vary by states, so you may need to adjust your car insurance coverages and limits. Also, your auto insurance company may not offer service in your new state, so you might have to switch providers. Speak with your current insurance company if you are planning to move so you make the [...]
Any licensed drivers in your household are generally covered to drive your car, as well as anyone else who has permission to use your vehicle. NOTE: If you exclude someone from your policy, they are NOT covered when driving your car, meaning you could be responsible for all damages if they do take your car [...]
Generally, yes. However, in most cases your friend’s insurance would be the primary coverage, meaning you’d only access your own coverage in the event that the limits of his policy were met.
If you hit one of your own cars while driving another of your cars, liability insurance will not cover you; it only covers damages to any party in an accident you cause. However, collision coverage will pay for those damages to your vehicle if you’ve elected to purchase it.
Typically, you’ll only be covered for the cost of a rental if you’ve purchased rental reimbursement coverage. NOTE: Your insurance company may require that you have comprehensive and collision insurance coverage in order to purchase this type of coverage.
It depends. If you’ve elected to purchase towing and labor coverage, often called “emergency road service coverage,” you’ll be covered for items such as: Towing Tire changes Jumps Locksmith services Roadside labor
Generally, comprehensive insurance coverage will pay for non-accident-related vehicle damages. Comprehensive coverage will usually pay for costs from: Weather damage Fire damage Animal collisions Vandalism Theft
The answer depends on who is at fault and what coverage you have. If you are not at fault, the other party’s liability coverage is responsible for paying your medical bills after an accident UNLESS you live in a no-fault state. If you are at fault, but you live in a no-fault state, your personal [...]